Minnesota Bankers Association Seminar: When AI Becomes Exhibit A

• Program: When AI Becomes Exhibit A
• Subtitle: Legal Risks for Minnesota Banks Associated with AI
• Presenter: Matthew J. Bialick
• Organizer: Minnesota Bankers Association
• Date: Thursday, January 28, 2027
• Time: 9:00–10:00 a.m. Central
• Format: Webinar
• Series: Member Appreciation Week

A loan officer asks AI whether a demand crossed the line. A credit memorandum quietly turns "discussed a sale" into "agreed to sell." A borrower uses AI to plan an asset transfer before default. By the time counsel gets the call, the evidence may already exist.

Through commercial and agricultural lending scenarios, the seminar examines how prompts, uploaded documents, generated drafts and abandoned ideas can become evidence. It addresses when to involve counsel, how to approach preservation and how an opposing party's AI records may become relevant to a dispute.

The program also considers broader legal and regulatory concerns surrounding AI-assisted lending, customer communications, confidential information, vendor tools, employment decisions and AI-enabled fraud.

• Recognizing when an ordinary AI request creates legal exposure or potential litigation evidence.
• Distinguishing routine business records from potentially privileged or protected work.
• Identifying preservation issues and opportunities to seek an opposing party's AI records.
• Evaluating AI-related risks across lending, customer service, data handling and other bank functions.
• Establishing practical triggers for counsel review, human verification and incident escalation.

Matthew Bialick represents financial institutions and businesses in banking, commercial and agricultural litigation. His practice includes regulatory, compliance and litigation issues arising from artificial intelligence, including AI-assisted decisions, confidential information and the use of AI records in disputes.

His article, Your loan officer's AI chat history is Exhibit A, explores the evidence and lender-liability risks that can arise when bankers consult AI during credit management and workouts.

Program date: Thursday, January 28, 2027, 9:00–10:00 a.m. Central. Format: webinar. Organizer: Minnesota Bankers Association.

For questions about legal issues involving artificial intelligence, contact Matthew Bialick at matthew@mjblawmn.com or 952-239-3095.

Minnesota Bankers AssociationAI law, regulatory compliance & litigationYour loan officer's AI chat history is Exhibit AMatthew Bialick's biography